Do You Need to Declare Car Modifications to Your Insurer?

Modified your car?

Wheels, exhausts, lowering springs, body kits and remaps are all part of making a car your own.

One insurer we've found worth checking for modified cars is Admiral.

But when you change your car from its original specification, you should check whether your insurer needs to know.

What modifications should I tell them about?

This can include:

• Alloy wheels
• Exhausts
• ECU/TCU remaps
• Lowering springs 
• Splitters, spoilers and body kits
• Window tint
• Engine upgrades
• Other aftermarket changes

Different insurers can have different requirements, so if you're unsure, check with your insurer before making the modification.

Will modifications make insurance more expensive?

Potentially, but it depends on the modification, car, driver and insurer.

That's why it's worth checking insurance before spending money on a major modification.

See what your car could cost to insure with admiral!

Check cheap insurance here

Keep your build on Carmunity

Adding something new to your car?

Add your vehicle to your Carmunity Garage, upload photos of your build and connect with other enthusiasts.